Personal Finance

Angel Investors Want You!

I was talking to a couple of young recent college graduates who expressed their desire to attempt to create something out of nothing, just an idea, instead of going directly to the corporate workplace. The youth of today have entrepreneurial opportunities available that others only dreamed about a decade or two ago. The baby boomers were not an entrepreneurial bunch, ...

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Artificial Intelligence in Finance is COMING!

It really doesn’t matter what type of business you run, at the end of the day the last thing you feel like dealing with is your financial affairs. However, you know you must, as we’ve drilled into your heads over the years. I have an MBA in Finance and crunching numbers at the end of each day is not my ...

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Has the Americans with Disabilities Act made a difference?

As one who has been “quote/unquote” handicapped for periods of time due to several bouts with bone cancer, I wanted to take a look at how employers and those who consider themselves disabled have evolved over the almost 30 years since the ADA was legislated. As I’ve mentioned before the social business cycles ebb and flow, and governments legislate according ...

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Are You the Victim of Chinese Counterfeit Products?

From golf clubs to sneakers, the Chinese have been counterfeiting our patented products for years. The advent of the internet allowed people like me to find what looked to be Ping golf clubs made under a different name in China for a fraction of the price. The same holds true with Nike Jordon’s and Chanel handbags. Most purchasers are unaware ...

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Don’t Get Screwed by Your Own Bank when Traveling Abroad

This article was written because a friend of mine was traveling overseas and his bank cut him off for ‘security’ reasons. In a third world country and unable to use his usual telephone, he had no recourse. He could have gone to jail if his hotel hadn’t previously charged his card.  Since he was unable to pay credit card accounts, ...

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Amazon-Style Market for Living Paycheck to Paycheck

Forty percent of Americans, who if faced with a $400 financial emergency, albeit a car repair, plumbing problem or the like, would not be able to afford to take care of the situation. Enter Chris DiMarco and his 2014 start-up Perpay. In five short years, Perpay has climbed to number 5 on the Inc.’s 5000 list, pulling in $22.5 million ...

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Nietzsche: The MBA is Dead

I realize that the MBA was not alive in Nietzsche’s time, however I am taking a literary leap of faith in connecting the dots of the death of God to the death of the MBA, philosophically speaking. The German existentialist would say that there is no point obtaining an MBA because it is meaningless. Nihilism is harsh and pessimistic, and ...

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Retirement Math: Cut Spending!

It seems like since the day I was born I was behind the curve for saving for retirement. As an entrepreneur I rarely had the money or inclination to set aside a big chunk of the money I needed to run the business for my retirement, which was 60 years away. Saving is good. No one will dispute that. However, ...

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Why Warren Buffett has a Lower Tax Rate than his Secretary

At first, this seems unbelievable, but really it makes sense. It’s not just his secretary, it’s also Jeff Bezo’s, Elon Musk’s, Bill Gates’s and other billionaire’s secretaries. This information mustn’t get in the hands of the likes of Elizabeth Warren and her comrades in taxation, for they will surely use it against the handful of billionaires that actually have created ...

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Shrinkflation is a new term in Retail Economics

Is it just me, or are the peaks on my bar of Toblerone chocolate growing conspicuously less numerous? Wait, hold on. I’m pretty sure that roll of Charmin toilet paper used to have 500 single-ply sheets. Now it has only 451. What’s going on here? This is known in the world of retail economics as “Shrinkflation.” No, you are not ...

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