Personal Finance

Beware Of Top Performing Newsletters

Many people make resolutions at beginning of each New Year. Some people focus on their health, some focus on their relationships and others focus on changing their financial situation. I can’t help you with the first two, I am not the picture of health, but my wife and I will celebrate our 25th Anniversary in 2018. It is the financial ...

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The Final GOP Tax-Reform Bill Unveiled

Only six weeks after the first draft of the GOP’s tax plan was introduced, both the House and Senate final tax-reform bills were revealed late last week. Let’s break down the plan– Individual income-tax rates have been cut significantly. The seven tax brackets remain, but the percentages have been dropped in almost every one. The new rates are 10%, 12%, ...

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Does A Falling Tide Drop All Boats?

We often hear the phrase “A rising tide lifts all boats” associated with the economy or sometimes with the stock market. What most people fail to see is that the opposite is true as well; a falling tide drops all boats. With the stock market rising essentially for over eight years now, the bull market has definitely lifted most boats, ...

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‘Would You Like a Whole Company With That?’ Whole Business Securitization of Restaurant Companies.

Over the course of this year, several household name fast-food companies have issued bonds that are referred to on Wall St. as ‘whole business securitizations’. These bonds are so named because they are secured by intangible intellectual property assets (e.g. franchise fees, trademarks) that are indivisible from the value of these companies as going concerns. Among the companies that have ...

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The Lure of Penny Stocks

(SOMEWHERE IN FLORIDA) — It’s hard to check your email without hearing about the next “hot” penny stock or the newest pill that’ll increase your manhood a few inches. But the latter has nothing to do with this article; I’m just saying its annoying how many of those spam emails we receive. It’s not just me, right? What this article ...

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The CRISPR Craze! Three Ways to Play in This Latest Biotech Innovation

CRISPR is a gene-editing technology that could help mankind eradicate some of the worst genetic diseases. The technology has only been around for approximately five years, it was discovered as a result of the work of Dr. Jennifer Doudna at the University of California-Berkeley and Emmanuelle Charpentier of Umea University of Sweden. The duo discovered the CRISPR-Cas9 genome editing technique ...

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What is a Bitcoin and Why is it so Lucrative?

Are bitcoins a good investment?

What is Bitcoin? Other than something that sounds like the name a four-year-old would name his private parts, Bitcoin is a digital token that can be sent electronically from one user to another. Bitcoin is both the name of the network and the actual digital tokens. Unlike traditional payment networks like Visa or American Express, no single company or person ...

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‘Average Joe’ Indicator Flashing Warning Signs

I have been trading, studying and writing about the stock market for over 30 years now and one thing I have learned to appreciate more and more is sentiment analysis. While there are a number of sentiment tools that are measurable, one of my favorite indicators is one I have come to call the Average Joe indicator. What it boils ...

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Virtual Reality: The Safest “Next Big Thing” In Investing

If you have been investing for very long or even if you have just been studying the investment markets, you have probably heard one or two “next big thing” stories. Whether it was back in the 90s and the internet age, the silver market in 2011 or solar energy in more recent years. There always seems to be at least ...

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