Personal Finance

The Senate’s New Paycheck Protection Program for Small Businesses

On Monday afternoon, Senate Majority Leader Mitch McConnell revealed more details of the new economic stimulus package written by the Senate. Besides several features for individuals, there is a part of the package that should interest small businesses across the nation. The Paycheck Protection Program (PPP) has been continued with some new features. The PPP is part of the Senate’s ...

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The Next Coronavirus Relief Bill

As the Senate starts to discuss the details of a new economic relief bill, Senate Majority Leader Mitch McConnell (R-Ky.), has revealed some of the details that the Republicans want in it. These details are what the Republicans will introduce to the floor for discussion, but the final details have yet to be worked out. During the preparation of this ...

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Financial Relief for Businesses Still Available

After the deadline was met on Tuesday (June 30) for businesses to apply for financial help from the Paycheck Protection Program, the House wanted to extend it a second time. The new deadline is August 8. There is still about $130 billion left in the program for businesses to access. The money is available on a completely forgivable basis if ...

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An Investment Strategy That Pays You to Wait for a Better Entry Price

Over the last few weeks, I have been having a harder time finding stocks that I am willing to recommend to my newsletter subscribers. My process for selecting the stocks I recommend has three components to it—fundamental analysis, technical analysis, and sentiment analysis. Ideally, I find companies with strong fundamental indicators that aren’t overly loved by other investors. As a ...

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The Second Economic Stimulus Package – Who Will Get Money From It?

As Congressional discussions for the second round of the economic stimulus package continues, some features look like they are going to stay in the package. It has now passed the Senate by a unanimous vote and has been handed over to the House where it will no doubt be debated further and changed or amended. President Trump has already said ...

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How Technical and Fundamental Indicators Work Together

I know I have said it before, but I think it bears repeating—I believe fundamental indicators tell us what to buy, while technical indicators tell us when to buy. With all of the carnage we have seen in the last four or five weeks in the overall market, my beliefs continue to be proven. The S&P peaked back on February ...

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Using Marketing Metrics to Make a Business Profit

Before doing any serious marketing for your business, or before spending any more money on marketing, you need to know what kind of results you are looking for. Using marketing metrics can tell you a lot of things but unless you adjust your marketing program to improve the metrics, you really are wasting your time. Metrics can be a powerful ...

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Protecting Employee Data from Hackers – and Why You Need It

Companies are learning the hard way that consumers do not appreciate personal data or financial information being stolen by hackers. While consumer data protection seems to be the focus now, there is a lack of HR professionals seeing the need to protect employee data. More than 40 percent of companies are not training their HR personnel to safeguard this data, ...

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What the New Retirement Bill Means for You

A new bill has been passed in the Senate that may affect your retirement planning. Because of people now living longer, the plan – called The SECURE Act – will delay the required minimum distributions (RMD) and allow for a longer savings period. Other changes, five of them, are going to affect your retirement account as well. The word SECURE ...

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