Personal Finance

An Investment Strategy That Pays You to Wait for a Better Entry Price

Over the last few weeks, I have been having a harder time finding stocks that I am willing to recommend to my newsletter subscribers. My process for selecting the stocks I recommend has three components to it—fundamental analysis, technical analysis, and sentiment analysis. Ideally, I find companies with strong fundamental indicators that aren’t overly loved by other investors. As a ...

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The Second Economic Stimulus Package – Who Will Get Money From It?

As Congressional discussions for the second round of the economic stimulus package continues, some features look like they are going to stay in the package. It has now passed the Senate by a unanimous vote and has been handed over to the House where it will no doubt be debated further and changed or amended. President Trump has already said ...

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How Technical and Fundamental Indicators Work Together

I know I have said it before, but I think it bears repeating—I believe fundamental indicators tell us what to buy, while technical indicators tell us when to buy. With all of the carnage we have seen in the last four or five weeks in the overall market, my beliefs continue to be proven. The S&P peaked back on February ...

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Using Marketing Metrics to Make a Business Profit

Before doing any serious marketing for your business, or before spending any more money on marketing, you need to know what kind of results you are looking for. Using marketing metrics can tell you a lot of things but unless you adjust your marketing program to improve the metrics, you really are wasting your time. Metrics can be a powerful ...

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Protecting Employee Data from Hackers – and Why You Need It

Companies are learning the hard way that consumers do not appreciate personal data or financial information being stolen by hackers. While consumer data protection seems to be the focus now, there is a lack of HR professionals seeing the need to protect employee data. More than 40 percent of companies are not training their HR personnel to safeguard this data, ...

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What the New Retirement Bill Means for You

A new bill has been passed in the Senate that may affect your retirement planning. Because of people now living longer, the plan – called The SECURE Act – will delay the required minimum distributions (RMD) and allow for a longer savings period. Other changes, five of them, are going to affect your retirement account as well. The word SECURE ...

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Money Mistakes You Want to Avoid

It has often been said that money does not grow on trees. Since this is the case, it makes sense that you do not want to throw your hard-earned money away unnecessarily. Simple money mistakes can end up costing you a lot of money, but wise money decisions may mean earning a lot more. There are several money decisions you ...

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Six Factors to Reduce Debt Over the New Year

Whether you have business or personal debt, taking steps for debt reduction will give you less stress. Having less debt will enable you to relax more and have a better quality of life. Your spouse and kids will also enjoy the fact that you can spend more time with them. Most people can reduce debt with a few simple debt ...

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