Personal Finance

Using Marketing Metrics to Make a Business Profit

Before doing any serious marketing for your business, or before spending any more money on marketing, you need to know what kind of results you are looking for. Using marketing metrics can tell you a lot of things but unless you adjust your marketing program to improve the metrics, you really are wasting your time. Metrics can be a powerful ...

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Protecting Employee Data from Hackers – and Why You Need It

Companies are learning the hard way that consumers do not appreciate personal data or financial information being stolen by hackers. While consumer data protection seems to be the focus now, there is a lack of HR professionals seeing the need to protect employee data. More than 40 percent of companies are not training their HR personnel to safeguard this data, ...

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What the New Retirement Bill Means for You

A new bill has been passed in the Senate that may affect your retirement planning. Because of people now living longer, the plan – called The SECURE Act – will delay the required minimum distributions (RMD) and allow for a longer savings period. Other changes, five of them, are going to affect your retirement account as well. The word SECURE ...

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Money Mistakes You Want to Avoid

It has often been said that money does not grow on trees. Since this is the case, it makes sense that you do not want to throw your hard-earned money away unnecessarily. Simple money mistakes can end up costing you a lot of money, but wise money decisions may mean earning a lot more. There are several money decisions you ...

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Six Factors to Reduce Debt Over the New Year

Whether you have business or personal debt, taking steps for debt reduction will give you less stress. Having less debt will enable you to relax more and have a better quality of life. Your spouse and kids will also enjoy the fact that you can spend more time with them. Most people can reduce debt with a few simple debt ...

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Small Businesses Benefit from Fed’s Low Rates

I would imagine that there are many small businesses across America that have never heard of the Federal Reserve Board (the “Fed”), and most, one would assume, have no idea of what they do, especially for the small business community. Borrowing money for your company comes at a cost, and that cost is interest, and the lower the interest rate ...

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Are You Aware of the Upcoming Changes in Social Security?

The Social Security Administration (SSA) is always making changes to their requirements and how much they will pay. The changes are often annual, and if you are thinking about preparing for retirement and waiting to draw on Social Security for retirement income, you need to pay attention to those changes. A couple of years ago, retirees receiving a social security ...

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A Middle-Class Tax Cut is just what the Doctor Ordered

How prescient of Donald Trump to again use the expertise of Larry Kudlow at a time where both he and the country could use a shot in the arm of economic adrenaline to keep the economy rolling. This is the divide that will either bring the U.S. into a greater place of prosperity or it will roll back the seasons ...

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